Independent California mortgage broker · Torrance · since 2007
Your mortgage shouldn’t come from a call center.
Nationwide Funding Group is an independent mortgage broker in Torrance. Purchase, refinance, FHA, and VA loans across Southern California — plus the full DSCR, bank-statement, and investor lineup, nationwide. One licensed team from your first question to the keys.
Free and no obligation. You’ll reach a licensed loan officer in Torrance — not a call center.
Whether you’re buying or refinancing a home here in California, or financing an investment property anywhere in the U.S., you’re working with a broker who’s answered the phone in Torrance for almost two decades.
Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

Investor and self-employed? We built our lineup around you.
Six programs, nationwide: DSCR, Bank Statement, Asset-Depletion, ITIN, Foreign National, and P&L-Only loans. If your income doesn’t look like a typical W-2, these programs are built to look at your situation the way it actually is.
Buying or refinancing in California? Let’s talk local.
- Purchase — First-time, move-up, or family-assisted buyers across Southern California.
- Refinance & HELOC — Put your home’s equity to work, or find a better fit for your current loan.
- FHA — A path to homeownership built around flexibility.
- VA — Financing built around your service.
- Jumbo — Financing above the conforming loan limit for higher-value homes.
- Down Payment Assistance — Programs that pair with FHA or Conventional financing to help close the down payment gap.
Torrance CA mortgage broker questions to consider
Which option fits my scenario?
The right Torrance CA mortgage broker approach depends on the borrower, property, occupancy, documentation, available funds, and current lender guidelines. Compare relevant loan programs, review the mortgage FAQ, and request a personalized eligibility conversation before making a financing decision.
What should I prepare?
Be ready to discuss the transaction, income or qualifying method, assets, credit history, and property details. Requirements and pricing vary, and all financing remains subject to qualification and final lender approval.
Equal Housing Opportunity